Digital transformation is creating a world where businesses must test new, exponential strategies (like AI and DLT) while maintaining incremental business functions to keep the lights on. 

How can we manage this balance between old and new, and choose which path to modernization is right for us? To lead our companies into an AI future, we need to increase our Digital Fluency. Five key areas are critical to focus on: thinking, skills, tools, data, and business models.